This puja is performed by individuals and families to seek the blessings of Goddess Lakshmi and to invite wealth and abundance into their lives. Here are some of the benefits and significance of Lakshmi Puja:

1. Material and Financial Prosperity: The primary objective of Lakshmi Puja is to attract material wealth and financial prosperity. Devotees seek the blessings of Goddess Lakshmi to ensure financial stability, success in business, and overall material well-being.
2. Auspicious Beginnings: Many people perform Lakshmi Puja at the beginning of a new business venture, financial year, or any important project. It is believed to create an auspicious start and set a positive tone for future success.
3. Protection and Stability: Goddess Lakshmi is not just about wealth but also about the preservation and protection of that wealth. People seek her blessings to ensure that their prosperity remains stable and secure.
4. Debt Relief: Some perform Lakshmi Puja to alleviate financial debts or to prevent debts from accumulating. It is believed that the goddess can help individuals manage their financial obligations.
5. Harmony and Peace: The puja is often accompanied by prayers and rituals that promote peace and harmony within the family and community. It is considered an opportunity to create a peaceful and prosperous environment.
6. Cultural Tradition: Lakshmi Puja is a significant part of the cultural and religious heritage of India. By observing this tradition, individuals and communities can preserve their cultural identity and connect with their roots.
7. Expression of Gratitude: Devotees express their gratitude to Goddess Lakshmi for the wealth and abundance they have received in the past. It is a way of acknowledging her blessings and seeking continued favor.
8. Spiritual Growth: While the focus is on material wealth, the act of worshiping Goddess Lakshmi can also promote spiritual growth. It can remind individuals to use their wealth for righteous and virtuous purposes and to lead a balanced and meaningful life.
9. Charitable Giving: Part of the Lakshmi Puja tradition involves offering charity and gifts to those in need. This practice encourages generosity and compassion, as devotees share their blessings with others.
10. Positive Mindset: Preparing for and participating in Lakshmi Puja can have a positive psychological impact. It promotes a hopeful and optimistic mindset, which can be instrumental in achieving one’s financial goals.

It’s important to note that while Lakshmi Puja is focused on material wealth, the underlying message is to use one’s wealth and resources responsibly, ethically, and for the betterment of oneself and society. The specific benefits of the puja can vary from person to person, and they often depend on the depth of devotion and the sincerity of the seeker.